Refinancing
Take Control of Your Finances and Refinance Your Mortgage
Mortgage refinancing may be the solution you need. At Mortgage Suite, we specialize in helping homeowners navigate the refinancing process and find the loan that best fits their needs.
At Mortgage Suite, we understand that every homeowner’s situation is unique. That’s why our team of licensed mortgage professionals will work with you one-on-one to understand your specific needs and goals and recommend the best refinancing option for you. We have access to a wide range of lenders and we will negotiate the best rates and terms for you.
Second Mortgage
Get The Financing You Need With a Second Mortgage
Getting a second mortgage is a way for homeowners to access additional funds by using the equity they have built up in their homes. It is an excellent option for those needing cash for home improvements, debt consolidation, or other expenses. However, obtaining a second mortgage differs from obtaining a first mortgage.
One key difference is that second mortgages typically have higher interest rates than first mortgages. This is because second mortgages are considered to be a higher risk for lenders, so they may charge a higher rate to compensate for that risk.
Home Equity Line of Credit
Unlock the Financial Potential of Your Home with a HELOC
A Home Equity Line of Credit (HELOC) is a type of loan that allows homeowners to borrow money against the equity in their home. Similar to a line of credit, you may borrow up to a certain amount and are only expected to pay interest on the amount you borrow.
At Mortgage Suite, we offer a variety of HELOC mortgage options to meet your specific needs. Our team of licensed mortgage professionals will work with you to find the best solution for you, all while taking into consideration your current financial situation and future goals.
Selling & Buying
Simplify the Process of Buying and Selling a Home
Selling and buying a home can be an exciting, but also complex and stressful process. From finding the right home to closing the deal, there are many steps involved and it can be hard to know where to start. That’s where Mortgage Suite comes in.
When it comes to selling a home, Mortgage Suite can help you understand the current market conditions and determine the best price for your home. We can also help you prepare your home for sale and connect you with a real estate agent who can help you get the best price for your home.
Self Employed
We’re Business Owners Too.
Being self-employed can come with many benefits, but it can also make it more difficult to secure a mortgage. Traditional lenders often have strict requirements for income documentation and may not take into account the unique circumstances of self-employed individuals. But, with Mortgage Suite, this is not the case.
At Mortgage Suite, we understand that self-employed individuals may have a more complex income situation than those who are employed by a company. Our team of licensed mortgage professionals can help you navigate the challenges of securing a mortgage as a self-employed individual.
Farm Lending
Let Us Finance Your Farm.
Need help financing a Farm? At Mortgage Suite, we want to make the agricultural lending process as easy as possible by assisting you in finding an agricultural mortgage lending solution that best suits your farm or agribusiness needs. Gain access to funds for work-cropped land, purchase or expand your current farmland, or even renovate or build a new farm building.
At Mortgage Suite we can help you
- Select from varying interest terms, maturity dates, amortization periods, and repayment schedules
- Prepayment availability is based on the interest term selected
- Schedule your payments around growing cycles, external-farm income, and during times of expansion
Private Mortgage
Need financing but don’t qualify for a traditional mortgage?
When traditional doors close, Mortgage Suite opens windows of opportunity. Our private mortgage solutions offer Windsor residents a path forward when conventional financing isn’t an option. Our team of expert brokers can connect you with private lenders who see beyond credit scores and standard income requirements.
Private mortgages provide an alternative lending option for:
- Self-employed individuals
- Those with bruised credit
- Property investors
- Borrowers needing quick financing (i.e., short-term bridge loan)
Home loan
Home Loan Mortgage: What You Need to Know
A home loan mortgage is a financial agreement between a borrower and a lender that allows the borrower to purchase a home by borrowing money. The property itself serves as collateral for the loan, and the borrower repays the loan amount (plus interest) over a set term, typically 15 to 30 years.
Business loan
Fuel Growth with Property Financing
A Business Loan Mortgage is a secured loan designed for businesses looking to purchase, refinance, or develop commercial property. Whether you need a new office, retail space, warehouse, or industrial facility, this type of loan allows you to spread the cost over several years while using the property as collateral.
Business mortgages are ideal for:
Purchasing commercial real estate
Expanding business operations
Refinancing existing commercial property loans
Investing in income-generating properties
Construction loan
Build Your Vision from the Ground Up
A Construction Loan is a short-term, specialized loan designed to finance the cost of building a new home, commercial property, or major renovation project. Unlike traditional loans, funds are released in stages (known as “draws”) as construction progresses, helping you manage costs and cash flow throughout the project.
Agricultural loan
Grow Your Farm, Finance Your Future
An Agricultural Loan is a specialized financing solution designed to support farmers, agribusinesses, and rural entrepreneurs. These loans provide essential capital for purchasing land, equipment, livestock, seeds, or funding day-to-day operations—helping sustain and expand agricultural productivity.
Agricultural loans can be used for:
- Buying farmland or rural property
- Operating expenses and seasonal needs
- Livestock and crop production
- Building barns, storage, or fencing
Commercial Property
Invest, Develop, or Expand Your Business Space
Commercial Property refers to real estate used for business purposes rather than residential living. These properties are designed to generate income through rental income, capital appreciation, or direct business use. Commercial properties can include office buildings, retail spaces, warehouses, hotels, industrial units, and mixed-use developments.
Whether you’re an investor, developer, or business owner, commercial property offers long-term growth potential and stable returns.
